Last updated: 19 October 2026
What Punya Coins are
Punya Coins are loyalty points. One Punya Coin is worth ₹1 toward a future puja on Aaradhya, or can be converted into a donation to a charity partner. They are not money, cannot be bought, sold or withdrawn as cash, and carry no interest.
How you earn them
- 500 Punya Coins when you create your account
- 100 Punya Coins when a friend you refer completes their first puja
- Coins with monthly subscriptions and other offers as shown in the app
Using them
- Up to 50% of any booking can be paid with Punya Coins
- Coins expire 24 months after they are earned; we remind you before expiry
- Coins earned through fraud or self-referral are cancelled
Changes
We give at least 30 days’ notice before any change that reduces the value of coins you already hold.